female at bed looking out

It’s more important than ever to ensure you have the right coverage. We offer three comprehensive medical plan options to help you get care, protect your family and contribute to your total wellbeing. All plans offer virtual visits with Doctor on Demand and condition-based support such as tobacco cessation, maternity and diabetes care.

(Hawaii Team Members should contact HR for medical, dental, vision coverages)

“Surest's transparency for the cost of care at different providers let me and my growing family make decisions about medical care that was right for us, and better plan for the costs we would need to cover.”

Kelsey Stanczyk, Communications Manager

Sleep Number® setting 30

Eligibility

Am I eligible for coverage?

Benefit-eligible team members (regular team members with standard hours in Workday of 24 hours or more) are eligible for medical benefits the first of the month following date of hire and can make plan changes during open enrollment or with a qualifying life event.

Who can I cover?

Eligible dependents are your spouse, qualified domestic partner, children and domestic partner children, up to age 26 or if disabled.

Plan Options, Coverage and Costs

Sleep Number offers three medical plans. All plans have an out-of-pocket maximum. If you happen to reach the out-of-pocket maximum, the plan covers your remaining eligible expenses at 100%. All plans have coverage for transgender services and assisted fertilization.

Surest

More information/Find a provider

britehr.app/SleepNumber2023

Once a member, mySurest.com or download the mySurest app.
Or call 1-833-576-6494

Surest Machine-Readable Files

More information/Find a provider

britehr.app/SleepNumber2022

Or call 1-833-576-6494

BIND Machine-Readable Files

Surest offers a personalized health plan that allows choice, flexibility and cost transparency. Surest plan members can see and compare health care treatment options and costs in advance of treatment and provider selection, and members can save money by selecting the most cost-effective treatment path for them.

With Surest you get:

  • $0 deductible
  • Clear, upfront health care costs
  • Easy-to-use app and website
  • Access to a broad, nationwide network of doctors and hospitals (UHC Choice Plus network)
  • Less money out of your paycheck

You also have access to virtual primary care, second opinions, mental health, Dr. On Demand, maternity, assisted fertilization, diabetes, smoking cessation, cancer support and chronic condition support programs.

Explore the Surest plan:

Blue Cross / Blue Shield Minnesota High Deductible Health Plan (HDHP)

More information/Find a provider

www.bluecrossmnonline.com

Or call 1-866-873-5943

BCBS Machine-Readable Files

More information/Find a provider

www.bluecrossmnonline.com

Or call 1-866-873-5943

BCBS Machine-Readable Files

This plan has a high deductible. After reaching the deductible, you pay coinsurance.

This plan also comes with a Health Savings Account (HSA) – a pre-tax account that you and Sleep Number can contribute to.

  • In 2023, Sleep Number will contribute $19.23 per pay period ($38.46 per pay period for team members + dependents) into your HSA. For a full year, this is $500 or $1000, respectively. To receive this contribution, you must enroll in the HDHP and HSA plan in Workday.
  • If you have other coverage, you may be disqualified from having an HSA. Contact HR for more details.

You also have access to condition support programs such as Omada for diabetes prevention/management.

Explore the HDHP plan:

Blue Cross / Blue Shield Minnesota Preferred Provider Organization (PPO)

More information/Find a provider

www.bluecrossmnonline.com

Or call 1-866-873-5943

BCBS Machine-Readable Files

More information/Find a provider

www.bluecrossmnonline.com

Or call 1-866-873-5943

BCBS Machine-Readable Files

This plan has a lower deductible than the HDHP plan. After reaching the deductible, you pay coinsurance.

You also have access to mental health and condition support programs such as Omada for diabetes prevention/management.

Explore the PPO plan:

Medical Plan Costs

Compare our three medical plans, including cost, provider networks, details of clinical support programs and more.

2023 Bi-Weekly Payroll Deductions
Coverage Level Surest BCBS HDHP BCBS PPO
Team Member Only $58.15 $65.08 $88.15
Team Member + Spouse* $177.69 $198.46 $268.15
Team Member + Child(ren)* $166.15 $185.54 $250.15
Team Member + Family* $229.85 $257.08 $372.92

*Imputed income applied to medical, dental and vision pre-tax benefits plans should you choose to enroll your domestic partner and/or your domestic partner's child(ren).

Having trouble deciding or need more information?

Don’t worry, we have many resources to help!

  • Review a side-by-side comparison to see how the plans compare in cost, coverage and clinical support programs.
  • Talk to ALEX. ALEX is an interactive, mobile-friendly tool that will help you decide which medical plan is right for you and your family. Spend less than 10 minutes chatting and ALEX can make a recommendation that’ll save you money. It’s completely confidential.
  • Use the plan administrator resources and contacts provided in the table above.

Learn more about COBRA and Family Change of Status events (Qualifying events) and Legal Notices.